@lnxw48 It's the first ever mobile banking app I have installed (new bank for me), but I haven't activated it yet. Some permissions may actually have a function, like location to find a nearby ATM, and it may be used only in that context - but I doubt if I'd ever use that functionality (or if it even would work if I'm not i NL). So, I'll have to experiment and see how it works together with XPrivacy (which can send a 'set' location). But I have no idea what it wants access to my contacts for (I may find out if XPrivacy send an empty contact list). The question is if I can attain a 'balanced' set of permissions this way - only experimentation will tell.